Buying a home
First home, next home or a carefully planned upgrade—understand your borrowing position before you commit.
PERSONAL MORTGAGE GUIDANCE
Finance considered around your life.
Clear credit guidance, considered loan structures and personal support—from the first conversation to settlement and beyond.
A MORE CONSIDERED APPROACH
Your loan should support the life you are building—not complicate it.
Finance is rarely just about a rate. It is about the structure, flexibility and decisions around it. Finance with PN brings the detail together, explains what matters and gives you a clear path forward.
Why work with Pankaj ↗WAYS WE CAN HELP
Advice for where you are now—and where you want to go.
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Refinancing
Review your rate, structure and equity with a clear view of the costs, benefits and longer-term outcome.
Property investment
Consider the credit structure, cash flow and future borrowing effect of an investment purchase.
Complex income
Practical support for self-employed applicants, company wages, contractors and less conventional scenarios.
Commercial & business purchase
Credit assistance for eligible commercial property and business-purchase transactions.
SMSF commercial property
Commercial lending assistance only, coordinated with your licensed SMSF, tax and legal advisers.
Asset finance & personal loans
Compare eligible facilities for vehicles, equipment, business assets and personal borrowing needs.
PANKAJ NANGLU
MORTGAGE BROKER
ABOUT PANKAJ
You deal with me, directly. Guidance shaped around you.
From our first conversation through settlement and beyond, I remain your primary point of contact. Your circumstances, priorities and questions stay with someone who understands the full picture—without an impersonal handover.
My background spans banking, accounting and finance, alongside more than 13 years in technology and project management across corporate and government sectors—plus my own experience as a property investor.
Your situation is not a template. You receive considered, personal guidance shaped around your needs—and I remain the person you can come back to whenever you need support.Pankaj NangluMortgage Broker · Finance with PN
LENDER ACCESS
A broader view of your lending options.
I can consider credit products available through AFG’s approved panel and my current individual lender accreditations, then compare potentially suitable options against your stated requirements and objectives.
Home loansInvestment lendingCommercial financeAsset financePersonal loansSpecialist lending
This is not a whole-of-market comparison. Access varies by loan purpose, product availability, AFG panel status and Pankaj’s current lender accreditation. No lender is represented as endorsing Finance with PN. AFG is the credit licensee and aggregator, not the lender.
CLIENT FEEDBACK
What Finance with PN and WizWealth clients say about working with Pankaj.
Feedback selected because the published review specifically names Pankaj and describes the reviewer’s experience.
These are selected and filtered reviews originally published on the Wizwealth Finance Google Business Profile; the widget does not display every review on that profile. Reviews remain the reviewers’ own statements, are not promises of a future result and may be updated or removed at the source. Finance with PN’s licensing structure is explained in Important information.
THE PROCESS
Structured, transparent and kept moving.
Conversation
We begin with your goals, circumstances and what a good outcome looks like for you.
Strategy
I assess the detail, compare suitable options and explain the trade-offs in plain language.
Application
I prepare and manage the application, coordinating the lender and other professionals.
Ongoing review
The relationship continues after settlement as your needs and the market change.
LET’S BEGIN
Your next step can be a simple conversation.
Tell me what you are planning and where you need clarity. The initial conversation is complimentary and without obligation.
View available times ↗0434 742 007info@financewithpn.com.au2/16 Prosperity Street
Truganina VIC 3029Melbourne based · Australia-wide service
Truganina VIC 3029Melbourne based · Australia-wide service