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Useful answers before important decisions.

Short, practical explanations drawn from real mortgage questions. Instagram videos will be expanded here into searchable articles with key takeaways and next steps.

FIRST HOME BUYERS

How much deposit do you really need?

Deposit size affects more than LMI. Genuine savings, purchase costs and scheme eligibility can change the position.

Discuss this with Pankaj ↗
REFINANCING

When a lower rate does—and doesn’t—leave you better off

A useful refinance comparison includes fees, remaining term, loan features and the reason for changing lenders.

Discuss this with Pankaj ↗
SELF-EMPLOYED

What lenders look for when income is less straightforward

The right documentation pathway may depend on business structure, trading history and how income is received.

Discuss this with Pankaj ↗

More than a disappearing post.

Each selected Finance with PN video can become a permanent resource here: the original video, a clear written summary, key points, related tools and a simple path to book a conversation.